See what your Cooperative society can become if you choose Armony.

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Cloud Based


No need for any paperwork, your entire cooperative society will be in the cloud and accessible by both Excos, Admin and Members 24/7 .

Secure Online Transactions

Loaded with 4 layers of the best online security technologies available globally.

Fully automated accounting system

With an in-built accounting solution, all your book-keeping and accounting needs are automatically catered to.

Auto-generated reports


Armony Reports cover everything from Members’ account statements, to month-end reports, year-end reports, financial reports and lots more!

Robust cooperative administration.

Everything you really want to do with your Cooperative Society, from Loan application and servicing, to Cooperative Society sales and offers even to online elections!

Individual member log-in and account.

Every member of your Cooperative Society will have individual accounts where they will be able to apply for loans, communicate with Admin seamlessly, manage contributions etc.

Sms queries and alerts.


Even if they are not online, your members can access account information, loan details and offers via sms query, several sms alert options are also available.

… so much more!


There is a whole lot more great changes-for-the-best that Armony will bring to your Cooperative Society.

You are getting an affordable, tried & tested software, built purposefully for the Nigerian Cooperative society.

O ver the last 5years we have worked with MTN (MEMCOS) and a few other carefully selected cooperative societies. As we helped change the way they cooperate, they also helped us fine-tune our software with their priceless feedbacks and insight. Armony today, is a summation of intense research, creativity and over 5,000 feedbacks!

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